About Commercial Loans

A Commercial Loans is a loan that is extended to businesses by a financial institution. Commercial Loanss are generally used to purchase long-term assets or to help fund day-to-day operational costs.

It is unfeasible for small and mid-sized businesses to access equity and bond markets for financing due to regulatory hurdles, associated costs, and the time required to secure the funds. Therefore, small and mid-sized enterprises use debt products such as Commercial Loanss and/or lines of credit.

Commercial Loanss can ultimately be used for any purposes required for the business – acquiring assets, purchasing supplies, meeting daily operational costs, paying payroll, etc. In the loan application process, the business must specify what the Commercial Loans will be used for.

Commercial Loans Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Commercial Property Finance

Achieving your goals requires dedication and hard work but it begins with the right environment. With a workplace tailored for your profession, you can take your professional dreams to the next level. If you are a Doctor, Lawyer, Chartered Accountant or a Self Employed Businessman, Triple O Finance's Commercial Property Loans will help you own the workplace of your choice so that you can take a step closer to your business goals.

Secured Term Loan

Avail of Triple O Finance's secured term loan for purchase of machinery, property, or business expansion. This facility can be availed for a longer tenure & higher amount as compared to unsecured loan wherein business assets or residential/commercial property can be kept as security.

Overdraft Facility

Triple O Finance allows you to deposit any amount above the loan amount and withdraw funds as needed. You cann open an account for you with an overdraft limit. It is equal to the amount owed on your loan. You can repay the loan by depositing it into the account.

Debtor Finance

With Triple O Finance you can receive an advance on your unpaid invoices. This advance can be used to pay suppliers, stock inventory for peak sales seasons, and take advantage of opportunities that require investment.

Unsecured Business Loan

Triple O Finance's unsecured business loans come with affordable interest rates to help you meet your business goals easily.

Asset Finance

The equipment financing is a financial instrument that provides funding to business owners for them to purchase new machinery, upgrade existing machinery, purchase new vehicle like Commercial Trucks, Cars etc. . The equipment financing comes handy for all kind of business.

Got a question? We can help

Contact us

Features of Commercial Loans

Fixed and Variable Rate Options

Commercial Loanss are sometimes provided to self-employed professionals or non-professionals so that they can purchase property or any other asset for their firm’s requirements. These individual loan applicants can be lawyers, doctors, engineers, architects, consultants, contractors, etc.

Offset Feature available*

They can be utilised by organisations to handle financial expenses such as purchasing equipment, buying and installing machinery, purchasing inventory, buying office furniture, purchasing vehicles for company purpose, construction, renovation of office location(s), etc.

Borrow up to $3 million

Commercial Loanss are provided for a short period. This can range from 30 days to 1 year. It is sometimes given for a longer tenure too. This will depend on the lender. When you apply for commercial equipment loans or commercial construction loans, you can choose a longer tenure for up to 4 or 5 years.

Flexible Security Options

Commercial Loanss are offered at fixed interest rates or floating interest rates. If you have a fixed interest rate, your interest will remain fixed throughout the tenure. If you have a floating interest rate, your interest will fluctuate with changes in the market.

Additional Repayment Options Available

Commercial Loanss are offered at fixed interest rates or floating interest rates. If you have a fixed interest rate, your interest will remain fixed throughout the tenure. If you have a floating interest rate, your interest will fluctuate with changes in the market.

Commercial Loans - Eligibility

Any salaried, self-employed or professional is eligible for Commercial Loans.

2 years of financial information

You are required to submit your 2 years of financial information which will enable us to calculate your loan amount.

Loan Amount

While requesting for loan, please note that loan amount needs to be less than $3 million or less.

Loan Security

Security is a ‘thing’ that is pledged or deposited as a guarantee that a loan will be repaid in full. If the loan is not paid back according to the terms of the loan agreement, then the security may be forfeited to cover the amount of the loan that is not paid back.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

We offer Business Loans to both professionals and non-professionals, who are self-employed. Among self-employed professionals, we have exclusive loans for emergency service providers. These loans are approved quickly and are available at competitive interest rates.

Yes, it is possible to increase the credit limit for a business loan. This is subject to the eligibility criteria at the time of your request and may be done at the sole discretion of Triple O Finance.

Your credit rating impacts your ability to qualify for a loan. A business with excellent credit might not qualify if the guarantor’s personal credit history is bad. Both the guarantor’s personal credit history and business credit history may impact the Loan decision.

Submit an Enquiry

Now apply for Commercial Loans hassle free, All you need to do is provide your details below application form.