Triple O Finance

Government Grants and Subsidies in Western Australia


Competitive Rates | Fast Approval | No Hidden Fees

Western Australia - First Home Owner Grants & Subsidies

Buying your first home can be a challenging experience, but the Australian Government and various state and territory governments offer grants, subsidies, and concessions to help make homeownership more accessible. Western Australia offers grants and incentives designed to make property ownership more affordable for first-home buyers.

How We Help First Home Buyers?

First Home Owner Grant (FHOG)

Financial support for eligible first-time buyers purchasing or building a new home.

Stamp Duty Concessions

Reduced stamp duty or exemptions for first-home buyers meeting specific criteria.

First Home Loan Deposit Scheme (FHLDS)

Allows eligible first-home buyers to purchase a property with a low deposit without paying Lender’s Mortgage Insurance (LMI).

Regional Home Building Boost Grants

Additional grants for eligible new home buyers building or purchasing a home in regional areas.

Shared Equity Schemes

Government co-ownership schemes to help low- and moderate-income earners purchase a home.

First Home Owner Grant (FHOG)

Grant Amount: $10,000

Eligibility:

  • For new homes purchased or built valued up to $750,000 south of the 26th parallel or up to $1,000,000 north of the 26th parallel.
  • Applies to newly constructed homes, off-the-plan purchases, and house-and-land packages.
  • Must occupy the property as your principal place of residence for a continuous period of at least 6 months within the first 12 months of settlement or completion.

How to Apply: Applications can be made through your lender or directly via the Western Australian Office of State Revenue.

First Home Buyer Duty Concession

Benefit: Reduced stamp duty for eligible first-home buyers.

Eligibility:

  • No stamp duty for homes valued up to $430,000.
  • Concessional rates apply for properties valued between $430,000 and $530,000.

How to Apply: Applied during the property transfer process through your conveyancer or solicitor.

How Triple O Finance Can Help?

At Triple O Finance, we guide you through the complexities of government grants and concessions, ensuring you receive every benefit you’re entitled to. Our team will:

    • Assess your eligibility for grants and subsidies.

    • Assist with documentation and applications.

    • Provide tailored home loan solutions to complement your grant benefits.

Disclaimer:
The information provided on this page is for general informational purposes only and should not be considered as financial or legal advice. While Triple O Finance strives to ensure the accuracy of the information, government grants and incentives may change from time to time. It is essential to check with the relevant state or territory authority or consult with a qualified professional to confirm your eligibility and the latest requirements. Triple O Finance does not provide tax or legal advice. Please seek independent advice tailored to your specific circumstances.

Case Studies and Blogs - First Home Buyers

Happy family holding 'Our First Home' sign

First Home Journey: How Triple O Finance Supported a Nurse and Corrective Services Officer

Discover how Triple O Finance helped a dedicated nurse and a corrective services officer secure their first home. With tailored financial solutions and expert guidance, their property has now grown in value, marking a successful step towards long-term financial security.

Saving for a home deposit concept

How Much Deposit Do You Really Need? Tips for First Home Buyers

Saving for a home deposit can be one of the biggest challenges for first-time buyers. From understanding how much deposit is needed to exploring low-deposit loan options and government grants, we guide you through every step. Learn how Triple O Finance helps first home buyers, especially emergency professionals, overcome deposit hurdles and make homeownership achievable

Ready to Maximise Your Benefits?

Contact Triple O Finance today to get expert guidance on Western Australia's grants and find the best home loan solution for you!

What Our Clients Say

"

Andrew B

We can not thank the Triple 0 finance team enough for their help in securing our dream home. Special shout out to Nish and Ash for their dedication, open communication and support throughout the loan application process. From day one, we knew we were in safe hands. Every time we raised a concern, they had a solution. Nish and Ash made the whole process run smoothly and secured us a fantastic rate considering the current climate. Thanks guys!

Sammy Crypto

We found Ash and Triple O Finance Team through an online platform.
Ash set up an interview with me and obtained all our financial requirements and objectives.
The Initial application was for refinance of our family home for a better interest rate and some debt consolidation. Ash and his Team reviewed our application and provided us with a very competitive interest rate along with the cash back offer.

Anup Das

We recently worked with Triple O Finance for our mortgage needs and what a pleasure it was. Nishant is highly knowledgeable and guided us flawlessly throughout the process. During our initial call he was meticulously prepared and clearly understood our requirements. He walked us through all the options with a clear thought process and helped us choose the best option for our needs.

Mustafa AMIRI

I recently had the pleasure of working with Nishant and Jill from Triple O Finance to purchase my house, and I couldn’t be happier with the experience. Nishant went above and beyond to ensure a smooth and successful transaction.

Tejaswini teju

By our personal experience, we highly recommend Triple 0 Finance for all your loan and financial needs. Nishant and their team are exceptionally knowledgeable and adept in their fields, offering a wide range of the latest financial products. From the moment we reached out to Nishant Ramavat at Triple O Finance, his proactive and genuine guidance has continuously impressed me. Without Nishant’s assistance, obtaining a home loan and taking a step closer to realizing our dreams would have been much more challenging. Thank you so much Nishant – Manoj & Tejaswini from N.T

Prasvin Pandey

I have had the pleasure of working with Triple O finance since a few years. Ash and Jill have always provided a top-notch service. I have recommended them to a few of my family and friends, and they have been very happy with the service as well.

Phillip Hausfeld

Happy with the service although settlement short falls need to be better anticipated/managed and better awareness of Bank Holidays when requesting attendance to bank branches to make payments. This unplanned activity was quite disruptive to my day as I was with clients, fortunately my manager was able to cover for me to some extent.

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