Triple O Finance

Investment Loans Made Easy

Competitive Rates | Fast Approval | No Hidden Fees

Build Wealth Through Property With Expert Lending Advice

Are you ready to grow your wealth through property? At Triple O Finance, we make investment loans simple, strategic, and stress-free — especially for busy professionals like police officers, nurses, doctors, and first-time investors.

Why Choose Triple O Finance?

Specialised Support for Professionals

We understand your income, shift work, and borrowing needs – especially if you work in emergency services, healthcare, or government roles.

Strategic Loan Structuring

From interest-only to principal & interest, offset accounts, or equity access – we tailor your loan to your goals.

Fast Approvals, Expert Guidance

We compare major banks, second-tier lenders, and specialist investment loan providers to find the most competitive options.

Equity Unlocking Solutions

Use existing property equity as your deposit – and potentially buy with little to no cash down.

Loan Features We Can Help You Access

  • Interest-only or principal & interest repayments
  • Fixed, variable, or split loan options
  • Offset accounts to reduce interest
  • Ability to borrow up to 90% LVR (with LMI)
  • Use of rental income to boost borrowing capacity
  • Equity release for your next investment

Investment Loan Strategy Support

We go beyond just securing a loan. Our team helps you:

  • Understand negative gearing and tax benefits
  • Structure your loan for maximum cash flow
  • Plan for future property purchases
  • Collaborate with your accountant for tax efficiency
  • Choose between individual, trust, or company ownership structures (in consultation with your advisor)

How the Process Works

  • Loan Strategy Session – We assess your goals and finances
  • Loan Pre-Approval – Know your borrowing power before you buy
  • Property Purchase – Bid or buy with confidence
  • Valuation & Formal Approval – We liaise with the lender
  • Settlement & Ongoing Support – We stay with you beyond settlement

Who Can Apply for an Investment Loan?

Whether you’re a first-time investor or expanding your portfolio, we help clients who:

  • Have a stable income or rental history
  • Are using equity from an existing home
  • Need a low-doc solution (for self-employed)
  • Want to invest via SMSF or company structures
  • Need pre-approval to buy at auction or private sale

Get Expert Advice Before You Buy

At Triple O Finance, we simplify the complex world of investment lending and help you make smart, strategic choices. Whether you're buying your first or fifth investment property, we’re by your side every step of the way.

What our customer have to say

Andrew B

We can not thank the Triple 0 finance team enough for their help in securing our dream home. Special shout out to Nish and Ash for their dedication, open communication and support throughout the loan application process. From day one, we knew we were in safe hands. Every time we raised a concern, they had a solution. Nish and Ash made the whole process run smoothly and secured us a fantastic rate considering the current climate. Thanks guys!

Sammy Crypto

We found Ash and Triple O Finance Team through an online platform.
Ash set up an interview with me and obtained all our financial requirements and objectives.
The Initial application was for refinance of our family home for a better interest rate and some debt consolidation. Ash and his Team reviewed our application and provided us with a very competitive interest rate along with the cash back offer.

Anup Das

We recently worked with Triple O Finance for our mortgage needs and what a pleasure it was. Nishant is highly knowledgeable and guided us flawlessly throughout the process. During our initial call he was meticulously prepared and clearly understood our requirements. He walked us through all the options with a clear thought process and helped us choose the best option for our needs.

Mustafa AMIRI

I recently had the pleasure of working with Nishant and Jill from Triple O Finance to purchase my house, and I couldn’t be happier with the experience. Nishant went above and beyond to ensure a smooth and successful transaction.

Tejaswini teju

By our personal experience, we highly recommend Triple 0 Finance for all your loan and financial needs. Nishant and their team are exceptionally knowledgeable and adept in their fields, offering a wide range of the latest financial products. From the moment we reached out to Nishant Ramavat at Triple O Finance, his proactive and genuine guidance has continuously impressed me. Without Nishant’s assistance, obtaining a home loan and taking a step closer to realizing our dreams would have been much more challenging. Thank you so much Nishant – Manoj & Tejaswini from N.T

Prasvin Pandey

I have had the pleasure of working with Triple O finance since a few years. Ash and Jill have always provided a top-notch service. I have recommended them to a few of my family and friends, and they have been very happy with the service as well.

Phillip Hausfeld

Happy with the service although settlement short falls need to be better anticipated/managed and better awareness of Bank Holidays when requesting attendance to bank branches to make payments. This unplanned activity was quite disruptive to my day as I was with clients, fortunately my manager was able to cover for me to some extent.

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